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This is a product of GC Factoring Ltd.

Factoring Choice

Do some of your customers have very long payment periods? Don’t wait any longer; you set the timeframe – with Factoring Choice, we take on invoice pre-financing for the debtors that you specify beforehand.

Give yourself independence

Cashflow is often pivotal in the work you do and dependent on your customers’ payments. With factoring, you can make yourself independent.

Your ideas won’t wait either

There is a lot riding on your decisions and plans, such as your next steps or whether you meet your deadlines. Postponing things is often not an option. Factoring Choice gives you the financial freedom that you need.


Just leave the collections to us. You decide which debtors to include.


In return, you will receive your payment from us within 24 hours of receiving the invoice.

How Factoring Choice works

1. You decide which invoice recipients you want to include in receivables management.
2. You transfer the relevant accounts receivable and invoices to us.
3. The desired amount will be paid out to you within 24 hours.
4. We will take on accounts receivable management for you, including credit checks, invoice pre-financing, reminding and assumption of the risk of default following a positive credit check.

How do you decide?

Is factoring right for you? Take our test and find out.


Do you often receive your money late?

Do you invest a lot of time and energy in chasing for payments?

Would you sometimes like to have more financial leeway?

Could you negotiate better discounts if you had more liquidity?

Would you like to offer your customers more attractive payment terms?



Factoring is the perfect solution for you. Find out more about how what we have to offer could make your company’s services even better.




You don’t need any improvements to your cash flow. Feel free to take a look at our other solutions and products.



Our factoring products

Factoring Choice gives you liquidity when you need it. What can our other factoring products do for you?

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Factoring Classic

Factoring Flex

Factoring Choice

Assumption of complete accounts receivable management
Pre-financing for specific invoices
Pre-financing of selected accounts receivable
Credit checks for entire customer bases
Credit checks for selected accounts receivable

GRENKE: experience builds trust

We have been helping entrepreneurs with pre-financing for decades. Their trust is our top priority.

Cashflow for SMEs

The following question is what drives us: How can we help medium-sized entrepreneurs to make their ideas a reality? The answer is with products that are tailored to their needs. Like Factoring Choice, for example – a solution that provides liquidity quickly and flexibly.

Give factoring a try with no commitment involved

There’s no reason to hesitate, just give factoring a try. The GRENKE Cashflow Optimiser is the perfect way to do this. It’s easy to do online and – best of all – there’s no contractual commitment.

The GRENKE Cashflow Optimiser

There are just a few steps to successful invoice pre-financing with our online tool. How does it work? It couldn’t be easier. Upload your invoice and sign the purchase agreement digitally. Once it has passed our checks, you will receive your money within 24 hours. Try it out for yourself.

Get started now

Invoice pre-financing allows you to make your own cashflow decisions and gives you a host of other benefits.


You will receive payment within 24 hours.


You decide which of your accounts receivable we take on.


Once a credit check comes back positive, we’ll assume the default risk.


You’re not tied to your customers’ payment periods.

Something else that may interest you

Factoring and leasing – find out which other products may be of use to you here.